Anytime an individual is sued by a creditor and the creditor prevails in that suit, either by default judgment or after a hearing, i.e., trial, on the merits of the case, the now "judgment creditor" may seek to execute its judgment in any fashion. Most commonly, if the defendant against whom the judgment is entered does not pay the judgment in full to the judgment creditor, the latter may seek to garnish the defendant's wages, up to 25% of the defendant's net income, until the debt is paid off. Assuming the debt is dischargeable, filing bankruptcy will indefinitely stop the wage garnishment, pursuant to the automatic stay. However, the judgment creditor is not required to disgorge the funds it had already successfully garnished. The remaining dischargeable debt would be accordingly discharged in the bankruptcy.